Refinance Loans

By refinancing into a new lower rate through AnnieMac Home Mortgage, you can reduce your monthly payments saving you hundreds of dollars a month. As a direct lender, we have access to a wide array of equity-based lending options to meet your specific financing needs. Because we specialize in tailored programs, we can help you through a variety of financial situations, big or small. Whether you are looking to reduce your monthly payment, consolidate high-interest debt, finance home improvements or cash-out and use the money as you wish, we can customize a loan so it’s exactly right for you. The benefits of a refinance and/or debt consolidation:

• Lower your interest rate and/or term
• Convert your variable rate into a fixed rate
• Consolidate high-interest credit cards and other loans
• Interest may be tax deductible*
• Save hundreds of dollars each month

AnnieMac Home Mortgage has helped thousands of homeowners gain years of improved financial flexibility. Now it’s your turn! Apply now to put the equity you’ve built in your home to work for you! *Consult your tax advisor

Conventional Loans A conventional loan is most favorable when you have excellent credit and your loan to value ratio is 80% or lower.

Jumbo Loans This may be the right choice for you if you are looking to refinance and your loan amount is above the conforming loan limit.

FHA Loans A FHA refinance loan is a great mortgage option for homeowners who want to tap into the equity of their home and use the funds for personal needs. Due to tighter lending standards on conventional loans, FHA loans are becoming increasingly popular.

203K Loans If you are looking to rehabilitate your home this may be great loan option to finance the repairs and upgrades you need!

Reverse Mortgage A reverse mortgage gives you immediate access to additional money so you can live a more comfortable financially rewarding lifestyle.